Home Loan Articles
Browse through our collection of informative articles pertaining to mortgages, real estate, and credit topics.
Financial Articles, Editorials, and Information
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We have organized a vast collection of financial information and arranged several articles to assist in spreading
knowledge on the subject of home buying. From your credit score, to mortgage loans, to refinancing--we've covered it all, and it
is available for your review.
Articles:
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Frequently Asked Question
What are points? Answer:
Points are a dollar amount paid to a lender for making a loan. A point is one percent of the loan amount. When getting a mortgage loan, a borrower generally has the option to "buy" one or more points, in order to bring his interest rate down. Normally for each point "bought," the interest rate is reduced by one-fourth of a percentage point. Home Buying Vocabulary
ForeclosureIn the event that the borrower fails to pay back the loan through mortgage payments the lender has the right to put the home up on the market for sale to recover the money owed to the lender.
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