Home Loan Articles

Browse through our collection of informative articles pertaining to mortgages, real estate, and credit topics.
Financial Articles, Editorials, and Information
We have organized a vast collection of financial information and arranged several articles to assist in spreading knowledge on the subject of home buying. From your credit score, to mortgage loans, to refinancing--we've covered it all, and it is available for your review.

Articles:
Mortgage Articles
Frequently Asked Question
What are points?
Answer:
Points are a dollar amount paid to a lender for making a loan. A point is one percent of the loan amount. When getting a mortgage loan, a borrower generally has the option to "buy" one or more points, in order to bring his interest rate down. Normally for each point "bought," the interest rate is reduced by one-fourth of a percentage point.

Home Buying Vocabulary
  Home Inspection
The purpose of your personal inspection is only to eliminate those properties from consideration that have too many obvious deficiencies.
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